Terms of Use

Last updated: November 3, 2026

By using this website, you agree to these terms. If you do not agree, please do not use the site.

About this site

This website is operated by Mayra Hernandez, a mortgage loan officer (NMLS #2256914) licensed in California and affiliated with NEXA Mortgage, LLC dba NEXA Lending (Corporate NMLS #1660690), 5559 S Sossaman Rd Bldg #1 Ste #101, Mesa, AZ 85212.

Information only, not an offer

Content on this site is for general information. It is not a commitment to lend, a loan approval, a rate quote, or financial, tax, or legal advice. All loans are subject to credit approval, underwriting, and program guidelines. Rates, programs, and terms are subject to change without notice, and not everyone will qualify.

Affordability calculator

The calculator gives rough estimates for education only. Results depend on the numbers you enter and on assumptions that may not match your situation. Your actual loan amount, payment, and eligibility can only be determined after you apply and your information is reviewed.

Third-party links

This site links to other websites, including the NEXA Lending application site and NMLS Consumer Access. We do not control those sites and are not responsible for their content or practices.

Intellectual property

The text, design, and images on this site belong to their owners and may not be copied or reused without permission. The NEXA Lending name and logo belong to NEXA Mortgage, LLC dba NEXA Lending.

No warranties and limits on liability

This site is provided as is. To the fullest extent the law allows, we are not liable for losses that result from using the site or relying on its content.

Equal Housing

We are committed to fair lending and equal housing opportunity for everyone.

Governing law

These terms are governed by the laws of the State of California.

Contact us

Mayra Hernandez, Mortgage Loan Officer
NMLS #2256914
Phone: 805-315-5882
Email: mayrahernandez@nexalending.com